Lucky/Unlucky?

Feeling lucky/unlucky today. I can't decide...

It started right at midnight. I wanted to transfer money to Dawn cos she's helping me bring more TWD over. It was my first time using DBS app on my phone to transfer money. There were 4 pages, and I missed out the "payee" section on the first page, thinking that I'll select my payee on the last page, so I entered all information to see that I've transferred SGD$500 to a carouseller that I once made a deal with. PANIC ATTACK.

I tried calling DBS Singapore, but it was late at night and they prolly had less customer service officers I had to wait 15minutes before I spoke to one of them, but the line got cut off when she redirected me to another customer service officer to help me with it cos my phone ran out of credit. Overseas call using prepaid card seriously isn't cheap.

I had to buy a 600TWD top up and wait another 20minutes before I finally got to speak to another customer service officer, who explained that I have to either head down to a SG branch when I'm back to sign some indemnity form or get a Taiwan lawyer to help me with some authorisation document to sign that indemnity form overseas (which would cost me money)... Then they'll attempt to contact the person I transferred the money to, but there's no such thing as "cancelling the transaction". Sigh.

So I decided to search my past messages and thankfully I found the conversation between me and the girl. Tried my luck to Whatsapp her... At 3am...

Goodness gracious I so thankful to get my money back!! I don't know what on earth is wrong with me today, but my phone unnoticingly dropped out of my pocket while I was catching a bus this afternoon. Was so oblivious about it until I started looking for it halfway through my bus ride. PANICK ATTACK PART TWO. Damn it?

I was frantically searching for my phone in my bag over and over again, but to no avail. Kel and Weijuan tried calling my phone, and thankfully someone picked up. Got off the bus, took another bus back to the bus stop I dropped my phone at and retrieved my phone. The kind man saw my phone on the floor and was about to hand it over to the police.

Why oh why am I so lucky to encounter such nice people :,) I almost lost SGD$500 and my phone... Had this sudden enlightenment that such kind people do exist and I'm really, really touched for such encounters with them. But at the same time, I think I'm really unlucky to first transfer money to the wrong person then lose my phone...

So am I lucky or unlucky today? *Shrugs*